White, GA
White wildfire risk explained
USFS scores White at the 70th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 403 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts White at the 71st percentile, close to its 70th-percentile risk score.
What "at risk" means for the buildings here
403 buildings are counted in White, and 75.2% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
White against the rest of the country
There's little gap between White's 70th national percentile and its 63rd percentile inside Georgia, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, White ranks 9,605 for wildfire risk (1 is highest) and 19,149 by building count (1 is largest). Within Georgia alone, it ranks 247 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
White and the insurance market
At the 70th percentile nationally, White carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
White's 75.2% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
White's 70th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond White, see the exposure-zones guide.