White Earth, ND
White Earth wildfire risk explained
White Earth sits at the 86th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 84 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks White Earth at the 86th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where White Earth's buildings actually sit
Direct exposure dominates in White Earth: 65.5% of its 84 buildings, versus 34.5% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How White Earth compares
White Earth's risk sits at a similar level relative to North Dakota (97th percentile statewide) as it does nationally (86th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, White Earth ranks 4,516 for wildfire risk (1 is highest) and 29,739 by building count (1 is largest). Within North Dakota alone, it ranks 13 of 402 places by risk. See the full county-by-county picture for North Dakota on its state page.
Shopping for coverage in White Earth
At the 86th percentile nationally, White Earth carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Hardening a home in White Earth
White Earth's 65.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where White Earth's figures come from
White Earth's 86th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what White Earth's dominant direct exposure actually means, with real examples from across the dataset.