White Earth, MN
White Earth, MN's wildfire risk, in USFS's own numbers
White Earth's 316 buildings earn a 70th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks White Earth at the 69th national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
316 buildings are counted in White Earth, and 95.3% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 0% rated Minimal.
How White Earth compares
Within Minnesota, White Earth ranks higher (94th percentile) than it does nationally (70th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, White Earth ranks 9,420 for wildfire risk (1 is highest) and 21,212 by building count (1 is largest). Within Minnesota alone, it ranks 57 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Shopping for coverage in White Earth
White Earth's 70th-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
With 95.3% of White Earth in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
White Earth's 70th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond White Earth, see the exposure-zones guide.