White Eagle, OK
White Eagle wildfire risk explained
USFS scores White Eagle at the 80th national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 290 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks White Eagle at the 80th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where White Eagle's buildings actually sit
Direct exposure dominates in White Eagle: 70% of its 290 buildings, versus 27.2% Indirect and 2.8% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Where White Eagle ranks
White Eagle's 80th national percentile looks worse in isolation than its 21st ranking inside Oklahoma does — this place is on the milder end for its own state, by 59 points. Among the 31,521 US communities USFS scores, White Eagle ranks 6,185 for wildfire risk (1 is highest) and 21,919 by building count (1 is largest). Within Oklahoma alone, it ranks 658 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
White Eagle and the insurance market
White Eagle's 80th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Lowering exposure, not just insuring around it
White Eagle's 70% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 290 counted buildings into the percentiles shown above for White Eagle. For more on what direct exposure implies beyond White Eagle, see the exposure-zones guide.