White City, UT
White City wildfire risk explained
USFS's Wildfire Risk to Communities model puts White City at the 61st national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 2,176 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts White City at the 58th percentile, close to its 61st-percentile risk score.
White City's building exposure, zone by zone
USFS classifies 98.8% of White City's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 1.2% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How White City compares
White City ranks lower within Utah (18th percentile statewide) than its 61st national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, White City ranks 12,403 for wildfire risk (1 is highest) and 7,002 by building count (1 is largest). Within Utah alone, it ranks 269 of 326 places by risk. See the full county-by-county picture for Utah on its state page.
What this risk score means for insurance
White City's 61st-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
What would actually reduce this score
Even with 98.8% of White City outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,176 counted buildings into the percentiles shown above for White City. For more on what minimal exposure implies beyond White City, see the exposure-zones guide.