White City, IL
White City, IL's wildfire risk, in USFS's own numbers
White City sits at the 24th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 180 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks White City at the 25th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Direct exposure dominates in White City: 71.1% of its 180 buildings, versus 28.9% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
White City against the rest of the country
Within Illinois, White City ranks higher (69th percentile) than it does nationally (24th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, White City ranks 24,007 for wildfire risk (1 is highest) and 25,616 by building count (1 is largest). Within Illinois alone, it ranks 454 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
At the 24th national percentile, White City rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
White City's 71.1% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
The methodology guide shows exactly how USFS turned 180 counted buildings into the percentiles shown above for White City. For more on what direct exposure implies beyond White City, see the exposure-zones guide.