Whiskey Creek, FL
Whiskey Creek wildfire risk explained
Whiskey Creek sits at the 54th percentile nationally for wildfire risk to structures — modestly above the national average for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 2,103 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Whiskey Creek's burn probability — fire likelihood with no building count factored in — sits at the 61st percentile nationally.
What "at risk" means for the buildings here
Most of Whiskey Creek's buildings (95.1% of 2,103) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Where Whiskey Creek ranks
Inside Florida, Whiskey Creek sits at just the 7th percentile even though it scores 54th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Whiskey Creek ranks 14,395 for wildfire risk (1 is highest) and 7,183 by building count (1 is largest). Within Florida alone, it ranks 886 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
Shopping for coverage in Whiskey Creek
At the 54th national percentile, Whiskey Creek rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Whiskey Creek
Even with 95.1% of Whiskey Creek outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 2,103 counted buildings into the percentiles shown above for Whiskey Creek. For more on what minimal exposure implies beyond Whiskey Creek, see the exposure-zones guide.