Whippany, NJ
How exposed is Whippany to wildfire?
USFS's Wildfire Risk to Communities model puts Whippany at the 23rd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 3,638 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Whippany at the 24th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 48.9% of Whippany's buildings as Direct exposure, higher than its 43.7% Indirect share and far above its 7.4% Minimal share — a profile where 1,780 structures sit close enough to vegetation that lot clearing matters most.
How Whippany compares
Whippany scores 23rd nationally and 10th within New Jersey — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Whippany ranks 24,338 for wildfire risk (1 is highest) and 4,608 by building count (1 is largest). Within New Jersey alone, it ranks 634 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
Shopping for coverage in Whippany
Whippany's moderate rating (23rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 48.9% of Whippany in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 3,638 counted buildings into the percentiles shown above for Whippany. For more on what direct exposure implies beyond Whippany, see the exposure-zones guide.