Whigham, GA
Whigham, GA's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Whigham lands at the 67th percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 318 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Whigham at the 67th percentile, close to its 67th-percentile risk score.
Whigham's building exposure, zone by zone
Direct exposure dominates in Whigham: 69.5% of its 318 buildings, versus 30.5% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
Whigham against the rest of the country
Whigham's risk sits at a similar level relative to Georgia (55th percentile statewide) as it does nationally (67th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Whigham ranks 10,299 for wildfire risk (1 is highest) and 21,144 by building count (1 is largest). Within Georgia alone, it ranks 303 of 669 places by risk. See the full county-by-county picture for Georgia on its state page.
Shopping for coverage in Whigham
At the 67th percentile nationally, Whigham carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Whigham's 69.5% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Whigham's figures come from
Whigham's 67th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Whigham's dominant direct exposure actually means, with real examples from across the dataset.