Wheeling, MO
Wheeling, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Wheeling lands at the 45th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 195 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wheeling's burn probability — fire likelihood with no building count factored in — sits at the 46th percentile nationally.
Where Wheeling's buildings actually sit
Wheeling rates 62.1% Minimal exposure against just 36.9% Direct and 1% Indirect — of 195 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Where Wheeling ranks
Wheeling's 45th national percentile looks worse in isolation than its 24th ranking inside Missouri does — this place is on the milder end for its own state, by 21 points. Among the 31,521 US communities USFS scores, Wheeling ranks 17,429 for wildfire risk (1 is highest) and 25,036 by building count (1 is largest). Within Missouri alone, it ranks 812 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Wheeling
At the 45th national percentile, Wheeling rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
Even with 62.1% of Wheeling outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 195 counted buildings into the percentiles shown above for Wheeling. For more on what minimal exposure implies beyond Wheeling, see the exposure-zones guide.