Wheatland, MO
Wheatland, MO's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Wheatland at the 81st national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 377 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wheatland's burn probability — fire likelihood with no building count factored in — sits at the 84th percentile nationally.
Wheatland's building exposure, zone by zone
USFS puts 83.3% of Wheatland's 377 buildings in the Indirect exposure zone, versus 16.7% Direct and 0% Minimal — a place where the fire doesn't need to reach the structure directly for embers to.
How Wheatland compares
Within Missouri, Wheatland ranks higher (99th percentile) than it does nationally (81st) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Wheatland ranks 5,895 for wildfire risk (1 is highest) and 19,723 by building count (1 is largest). Within Missouri alone, it ranks 17 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Shopping for coverage in Wheatland
At the 81st percentile nationally, Wheatland carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
With ember exposure the dominant pattern in Wheatland (83.3% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
More on how this number was built
Every one of the two percentiles behind Wheatland's 5,895-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond Wheatland, see the exposure-zones guide.