Wheatfield, IN
How exposed is Wheatfield to wildfire?
USFS's Wildfire Risk to Communities model puts Wheatfield at the 22nd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 519 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Wheatfield at the 22nd percentile, close to its 22nd-percentile risk score.
Wheatfield's building exposure, zone by zone
79.4% of Wheatfield's 519 buildings sit in USFS's Minimal exposure zone, with only 20.6% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
How Wheatfield compares
Within Indiana, Wheatfield ranks higher (87th percentile) than it does nationally (22nd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Wheatfield ranks 24,483 for wildfire risk (1 is highest) and 17,038 by building count (1 is largest). Within Indiana alone, it ranks 128 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Shopping for coverage in Wheatfield
Wheatfield's moderate wildfire rating (22nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Even with 79.4% of Wheatfield outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Wheatfield's figures come from
Wheatfield's 22nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Wheatfield's dominant minimal exposure actually means, with real examples from across the dataset.