Wharton, OH
Wharton, OH's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Wharton at the 1st national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 245 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wharton's burn probability — fire likelihood with no building count factored in — sits at the 1st percentile nationally.
What "at risk" means for the buildings here
Only 8.6% of Wharton's 245 buildings carry Direct exposure and 0% carry Indirect; the remaining 91.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Wharton ranks
Wharton's risk sits at a similar level relative to Ohio (3rd percentile statewide) as it does nationally (1st) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Wharton ranks 31,379 for wildfire risk (1 is highest) and 23,309 by building count (1 is largest). Within Ohio alone, it ranks 1,235 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
What this risk score means for insurance
At the 1st national percentile, Wharton rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
With 91.4% of buildings rated Minimal exposure, Wharton gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Wharton's 1st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what minimal exposure implies beyond Wharton, see the exposure-zones guide.