Wetumpka, AL
How exposed is Wetumpka to wildfire?
Wetumpka's 3,366 buildings earn a 62nd-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Wetumpka's burn probability — fire likelihood with no building count factored in — sits at the 65th percentile nationally.
Wetumpka's building exposure, zone by zone
50.9% of Wetumpka's 3,366 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 49.1% Direct and 0% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
Where Wetumpka ranks
Wetumpka's 62nd national percentile looks worse in isolation than its 30th ranking inside Alabama does — this place is on the milder end for its own state, by 32 points. Among the 31,521 US communities USFS scores, Wetumpka ranks 11,995 for wildfire risk (1 is highest) and 4,963 by building count (1 is largest). Within Alabama alone, it ranks 416 of 592 places by risk. See the full county-by-county picture for Alabama on its state page.
Wetumpka and the insurance market
At the 62nd percentile nationally, Wetumpka carries the high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
What would actually reduce this score
Wetumpka's 50.9% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
Where Wetumpka's figures come from
Wetumpka's 62nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Wetumpka's dominant indirect exposure actually means, with real examples from across the dataset.