Westwood, MO
Westwood, MO's wildfire risk, in USFS's own numbers
Out of every US place USFS scores, Westwood lands at the 48th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 177 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Westwood's burn probability — fire likelihood with no building count factored in — sits at the 52nd percentile nationally.
Westwood's building exposure, zone by zone
Westwood rates 78.5% Minimal exposure against just 21.5% Direct and 0% Indirect — of 177 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Westwood against the rest of the country
Westwood's 48th national percentile looks worse in isolation than its 29th ranking inside Missouri does — this place is on the milder end for its own state, by 19 points. Among the 31,521 US communities USFS scores, Westwood ranks 16,390 for wildfire risk (1 is highest) and 25,755 by building count (1 is largest). Within Missouri alone, it ranks 755 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
What this risk score means for insurance
Westwood's elevated wildfire rating (48th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Even with 78.5% of Westwood outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Westwood's 16,390-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Westwood, see the exposure-zones guide.