Westwood Lakes, FL
How exposed is Westwood Lakes to wildfire?
USFS's Wildfire Risk to Communities model puts Westwood Lakes at the 56th national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 3,619 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Westwood Lakes's burn probability — fire likelihood with no building count factored in — sits at the 65th percentile nationally.
What "at risk" means for the buildings here
Most of Westwood Lakes's buildings (98.8% of 3,619) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How Westwood Lakes compares
Inside Florida, Westwood Lakes sits at just the 10th percentile even though it scores 56th nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Westwood Lakes ranks 13,798 for wildfire risk (1 is highest) and 4,633 by building count (1 is largest). Within Florida alone, it ranks 863 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Westwood Lakes's elevated wildfire rating (56th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Westwood Lakes
Westwood Lakes's 98.8% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where Westwood Lakes's figures come from
Westwood Lakes's 56th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Westwood Lakes's dominant minimal exposure actually means, with real examples from across the dataset.