Westwood (Jefferson), KY
Westwood (Jefferson), KY's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Westwood (Jefferson) at the 11th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 221 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Westwood (Jefferson)'s burn probability — fire likelihood with no building count factored in — sits at the 12th percentile nationally.
What "at risk" means for the buildings here
Most of Westwood (Jefferson)'s buildings (45.3%) sit in the Indirect zone, where wind-blown embers rather than flame front are the mechanism USFS is scoring — ember-resistant vents and non-combustible roofing are the interventions this pattern favors, more than defensible space alone.
How Westwood (Jefferson) compares
Westwood (Jefferson)'s risk sits at a similar level relative to Kentucky (12th percentile statewide) as it does nationally (11th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Westwood (Jefferson) ranks 28,142 for wildfire risk (1 is highest) and 24,080 by building count (1 is largest). Within Kentucky alone, it ranks 489 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
What this risk score means for insurance
Westwood (Jefferson)'s low wildfire rating (11th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
Because 45.3% of Westwood (Jefferson)'s buildings sit in the Indirect zone, sealing the ember pathway (vents, roofing, gutters) is the intervention this page's data actually supports — see the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 221 counted buildings into the percentiles shown above for Westwood (Jefferson). For more on what indirect exposure implies beyond Westwood (Jefferson), see the exposure-zones guide.