Westwood, IN
How exposed is Westwood to wildfire?
Out of every US place USFS scores, Westwood lands at the 13th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 288 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Westwood at the 13th percentile, close to its 13th-percentile risk score.
What "at risk" means for the buildings here
Of Westwood's 288 counted buildings, 96.2% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
How Westwood compares
Within Indiana, Westwood ranks higher (64th percentile) than it does nationally (13th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Westwood ranks 27,417 for wildfire risk (1 is highest) and 21,957 by building count (1 is largest). Within Indiana alone, it ranks 354 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Westwood and the insurance market
Westwood's low wildfire rating (13th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Westwood (96.2%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Westwood's figures come from
Every one of the two percentiles behind Westwood's 27,417-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Westwood's dominant direct exposure actually means, with real examples from across the dataset.