Westwood, IA
How exposed is Westwood to wildfire?
USFS's Wildfire Risk to Communities model puts Westwood at the 63rd national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 46 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Westwood's burn probability — fire likelihood with no building count factored in — sits at the 66th percentile nationally.
What "at risk" means for the buildings here
46 buildings are counted in Westwood, and 97.8% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 2.2% rated Minimal.
Westwood against the rest of the country
Within Iowa, Westwood ranks higher (87th percentile) than it does nationally (63rd) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Westwood ranks 11,532 for wildfire risk (1 is highest) and 31,023 by building count (1 is largest). Within Iowa alone, it ranks 136 of 1,017 places by risk. See the full county-by-county picture for Iowa on its state page.
What this risk score means for insurance
Westwood's high rating (63rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Hardening a home in Westwood
Because Direct exposure dominates in Westwood (97.8%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Westwood's 63rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Westwood, see the exposure-zones guide.