Westville, OK
Westville wildfire risk explained
USFS's Wildfire Risk to Communities model puts Westville at the 93rd national percentile for risk to structures, in USFS's highest wildfire-risk band nationally — a score built from 928 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Westville's burn probability — fire likelihood with no building count factored in — sits at the 95th percentile nationally.
Westville's building exposure, zone by zone
Direct exposure dominates in Westville: 52.3% of its 928 buildings, versus 47.7% Indirect and 0% Minimal. Clearing space around a structure changes the outcome here more than any single building-material swap.
How Westville compares
Inside Oklahoma, Westville sits at just the 65th percentile even though it scores 93rd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Westville ranks 2,216 for wildfire risk (1 is highest) and 12,490 by building count (1 is largest). Within Oklahoma alone, it ranks 294 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Shopping for coverage in Westville
Westville's very high rating (93rd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Westville (52.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Westville's figures come from
Westville's 93rd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Westville's dominant direct exposure actually means, with real examples from across the dataset.