Westville, FL
How exposed is Westville to wildfire?
USFS scores Westville at the 68th national percentile for wildfire risk to structures (well above the national norm for wildfire risk), a figure built from 194 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Westville at the 70th national percentile — 2 points above its risk-to-structures score, a gap driven by how much is actually built there.
Westville's building exposure, zone by zone
91.2% of Westville's 194 buildings sit in USFS's Direct exposure zone, roughly 177 structures close enough to burnable vegetation for flame contact, not just embers — 8.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Westville ranks
Westville's 68th national percentile looks worse in isolation than its 24th ranking inside Florida does — this place is on the milder end for its own state, by 44 points. Among the 31,521 US communities USFS scores, Westville ranks 10,204 for wildfire risk (1 is highest) and 25,061 by building count (1 is largest). Within Florida alone, it ranks 729 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
Westville's high rating (68th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 91.2% of Westville in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Westville's figures come from
The methodology guide shows exactly how USFS turned 194 counted buildings into the percentiles shown above for Westville. The exposure-zones guide covers what Westville's dominant direct exposure actually means, with real examples from across the dataset.