Westport, OK
Westport wildfire risk explained
USFS scores Westport at the 92nd national percentile for wildfire risk to structures (in USFS's highest wildfire-risk band nationally), a figure built from 234 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Westport's burn probability — fire likelihood with no building count factored in — sits at the 94th percentile nationally.
Where Westport's buildings actually sit
95.3% of Westport's 234 buildings sit in USFS's Direct exposure zone, roughly 223 structures close enough to burnable vegetation for flame contact, not just embers — 3% fall in the Indirect, ember-only zone and 1.7% are Minimal.
Where Westport ranks
Inside Oklahoma, Westport sits at just the 56th percentile even though it scores 92nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Westport ranks 2,590 for wildfire risk (1 is highest) and 23,683 by building count (1 is largest). Within Oklahoma alone, it ranks 365 of 834 places by risk. See the full county-by-county picture for Oklahoma on its state page.
Westport and the insurance market
At the 92nd percentile nationally, Westport carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Westport (95.3%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
Where Westport's figures come from
Westport's 92nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Westport's dominant direct exposure actually means, with real examples from across the dataset.