Westport, MN
Westport wildfire risk explained
USFS's Wildfire Risk to Communities model puts Westport at the 32nd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 59 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Westport at the 25th percentile, close to its 32nd-percentile risk score.
Where Westport's buildings actually sit
Westport rates 89.8% Minimal exposure against just 10.2% Direct and 0% Indirect — of 59 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Westport compares
There's little gap between Westport's 32nd national percentile and its 38th percentile inside Minnesota, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Westport ranks 21,461 for wildfire risk (1 is highest) and 30,682 by building count (1 is largest). Within Minnesota alone, it ranks 566 of 914 places by risk. See the full county-by-county picture for Minnesota on its state page.
Westport and the insurance market
Westport's moderate rating (32nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Even with 89.8% of Westport outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 59 counted buildings into the percentiles shown above for Westport. For more on what minimal exposure implies beyond Westport, see the exposure-zones guide.