Westport, KY
Westport wildfire risk explained
USFS's Wildfire Risk to Communities model puts Westport at the 22nd national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 211 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Westport at the 23rd percentile, close to its 22nd-percentile risk score.
Where Westport's buildings actually sit
USFS classifies 89.6% of Westport's buildings as Direct exposure, higher than its 10.4% Indirect share and far above its 0% Minimal share — a profile where 189 structures sit close enough to vegetation that lot clearing matters most.
Where Westport ranks
Compare Westport's two percentiles: 37th within Kentucky, only 22nd nationally — a gap of 16 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Westport ranks 24,707 for wildfire risk (1 is highest) and 24,437 by building count (1 is largest). Within Kentucky alone, it ranks 347 of 552 places by risk. See the full county-by-county picture for Kentucky on its state page.
Westport and the insurance market
Westport's moderate rating (22nd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
Westport's 89.6% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
Where Westport's figures come from
Westport's 22nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Westport's dominant direct exposure actually means, with real examples from across the dataset.