Westphalia, KS
How exposed is Westphalia to wildfire?
Out of every US place USFS scores, Westphalia lands at the 62nd percentile for wildfire risk to structures — well above the national norm for wildfire risk — a figure built from its 125 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Westphalia at the 61st national percentile — 1 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where Westphalia's buildings actually sit
Westphalia rates 69.6% Minimal exposure against just 30.4% Direct and 0% Indirect — of 125 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
Westphalia against the rest of the country
There's little gap between Westphalia's 62nd national percentile and its 56th percentile inside Kansas, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Westphalia ranks 11,977 for wildfire risk (1 is highest) and 27,943 by building count (1 is largest). Within Kansas alone, it ranks 321 of 721 places by risk. See the full county-by-county picture for Kansas on its state page.
Shopping for coverage in Westphalia
Westphalia's 62nd-percentile, high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in Westphalia
With 69.6% of buildings rated Minimal exposure, Westphalia gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Westphalia's figures come from
The methodology guide shows exactly how USFS turned 125 counted buildings into the percentiles shown above for Westphalia. The exposure-zones guide covers what Westphalia's dominant minimal exposure actually means, with real examples from across the dataset.