Westphalia, IN
How exposed is Westphalia to wildfire?
Out of every US place USFS scores, Westphalia lands at the 2nd percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 169 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Westphalia at the 2nd national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
Where Westphalia's buildings actually sit
Westphalia rates 71% Minimal exposure against just 29% Direct and 0% Indirect — of 169 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Westphalia compares
Westphalia scores 2nd nationally and 14th within Indiana — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Westphalia ranks 30,892 for wildfire risk (1 is highest) and 26,066 by building count (1 is largest). Within Indiana alone, it ranks 832 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
Westphalia and the insurance market
At the 2nd national percentile, Westphalia rates low for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Hardening a home in Westphalia
With 71% of buildings rated Minimal exposure, Westphalia gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
The methodology guide shows exactly how USFS turned 169 counted buildings into the percentiles shown above for Westphalia. For more on what minimal exposure implies beyond Westphalia, see the exposure-zones guide.