Westover Hills, TX
How exposed is Westover Hills to wildfire?
Westover Hills's 355 buildings earn a 56th-percentile wildfire-risk score nationally under USFS's model — modestly above the national average for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Westover Hills at the 59th percentile, close to its 56th-percentile risk score.
Westover Hills's building exposure, zone by zone
Only 40.6% of Westover Hills's 355 buildings carry Direct exposure and 0% carry Indirect; the remaining 59.4% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How Westover Hills compares
Westover Hills ranks lower within Texas (10th percentile statewide) than its 56th national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Westover Hills ranks 14,042 for wildfire risk (1 is highest) and 20,204 by building count (1 is largest). Within Texas alone, it ranks 1,611 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
At the 56th national percentile, Westover Hills rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 59.4% of buildings rated Minimal exposure, Westover Hills gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Westover Hills's figures come from
Westover Hills's 56th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Westover Hills's dominant minimal exposure actually means, with real examples from across the dataset.