Westmorland, CA
Westmorland, CA's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Westmorland at the 42nd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 662 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Westmorland at the 43rd percentile, close to its 42nd-percentile risk score.
What "at risk" means for the buildings here
Westmorland rates 97.6% Minimal exposure against just 2.4% Direct and 0% Indirect — of 662 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
How Westmorland compares
Inside California, Westmorland sits at just the 6th percentile even though it scores 42nd nationally — the state's overall wildfire exposure is high enough to make this a relatively quiet corner of it. Among the 31,521 US communities USFS scores, Westmorland ranks 18,204 for wildfire risk (1 is highest) and 15,035 by building count (1 is largest). Within California alone, it ranks 1,469 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Westmorland
Westmorland's 42nd-percentile score lands in California, the only two states requiring a wildfire disclosure at sale. California's surplus-lines homeowners market passed 300,000 policies for the first time in 2025, driven by carriers pulling back from wildfire-exposed areas statewide. The disclosure-law guide covers what it requires.
Hardening a home in Westmorland
Westmorland's 97.6% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 662 counted buildings into the percentiles shown above for Westmorland. For more on what minimal exposure implies beyond Westmorland, see the exposure-zones guide.