Westmoreland, NY
Westmoreland, NY's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Westmoreland at the 6th national percentile for risk to structures, among the lower wildfire-risk places nationally — a score built from 241 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Westmoreland's burn probability — fire likelihood with no building count factored in — sits at the 6th percentile nationally.
What "at risk" means for the buildings here
94.2% of Westmoreland's 241 buildings sit in USFS's Direct exposure zone, roughly 227 structures close enough to burnable vegetation for flame contact, not just embers — 5.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Westmoreland against the rest of the country
There's little gap between Westmoreland's 6th national percentile and its 11th percentile inside New York, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Westmoreland ranks 29,543 for wildfire risk (1 is highest) and 23,438 by building count (1 is largest). Within New York alone, it ranks 1,157 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
What this risk score means for insurance
Westmoreland's low rating (6th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Hardening a home in Westmoreland
With 94.2% of Westmoreland in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Westmoreland's 6th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Westmoreland, see the exposure-zones guide.