Westmont, NJ
Westmont wildfire risk explained
USFS's Wildfire Risk to Communities model puts Westmont at the 42nd national percentile for risk to structures, modestly above the national average for wildfire risk — a score built from 4,554 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Westmont's burn probability — fire likelihood with no building count factored in — sits at the 46th percentile nationally.
Where Westmont's buildings actually sit
Only 11% of Westmont's 4,554 buildings carry Direct exposure and 0% carry Indirect; the remaining 89% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Where Westmont ranks
There's little gap between Westmont's 42nd national percentile and its 46th percentile inside New Jersey, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, Westmont ranks 18,250 for wildfire risk (1 is highest) and 3,745 by building count (1 is largest). Within New Jersey alone, it ranks 380 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
What this risk score means for insurance
At the 42nd national percentile, Westmont rates elevated for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
Lowering exposure, not just insuring around it
Westmont's 89% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 4,554 counted buildings into the percentiles shown above for Westmont. For more on what minimal exposure implies beyond Westmont, see the exposure-zones guide.