Westminster, TX
How exposed is Westminster to wildfire?
Westminster's 686 buildings earn a 74th-percentile wildfire-risk score nationally under USFS's model — well above the national norm for wildfire risk. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Westminster's burn probability — fire likelihood with no building count factored in — sits at the 73rd percentile nationally.
Westminster's building exposure, zone by zone
Of Westminster's 686 counted buildings, 88.3% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Westminster against the rest of the country
Westminster's 74th national percentile looks worse in isolation than its 41st ranking inside Texas does — this place is on the milder end for its own state, by 32 points. Among the 31,521 US communities USFS scores, Westminster ranks 8,369 for wildfire risk (1 is highest) and 14,811 by building count (1 is largest). Within Texas alone, it ranks 1,055 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
What this risk score means for insurance
Westminster's high rating (74th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
With 88.3% of Westminster in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Westminster's 74th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Westminster, see the exposure-zones guide.