Westminster, OH
Westminster, OH's wildfire risk, in USFS's own numbers
USFS scores Westminster at the 3rd national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 338 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Westminster at the 3rd percentile, close to its 3rd-percentile risk score.
Westminster's building exposure, zone by zone
61% of Westminster's 338 buildings sit in USFS's Minimal exposure zone, with only 39.1% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Westminster ranks
Westminster's risk sits at a similar level relative to Ohio (18th percentile statewide) as it does nationally (3rd) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, Westminster ranks 30,619 for wildfire risk (1 is highest) and 20,641 by building count (1 is largest). Within Ohio alone, it ranks 1,047 of 1,264 places by risk. See the full county-by-county picture for Ohio on its state page.
Shopping for coverage in Westminster
Westminster's low rating (3rd percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With 61% of buildings rated Minimal exposure, Westminster gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
Where Westminster's figures come from
Every one of the two percentiles behind Westminster's 30,619-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Westminster's dominant minimal exposure actually means, with real examples from across the dataset.