Westlake, TX
Westlake wildfire risk explained
Out of every US place USFS scores, Westlake lands at the 59th percentile for wildfire risk to structures — modestly above the national average for wildfire risk — a figure built from its 966 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Westlake at the 60th national percentile — 1 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
966 buildings are counted in Westlake, and 51% of them sit in USFS's Direct exposure zone — flame contact, not just ember cast, is the live possibility for most of them, against 40.8% rated Minimal.
Where Westlake ranks
Westlake's 59th national percentile looks worse in isolation than its 13th ranking inside Texas does — this place is on the milder end for its own state, by 46 points. Among the 31,521 US communities USFS scores, Westlake ranks 12,874 for wildfire risk (1 is highest) and 12,181 by building count (1 is largest). Within Texas alone, it ranks 1,562 of 1,795 places by risk. See the full county-by-county picture for Texas on its state page.
Westlake and the insurance market
Westlake's elevated wildfire rating (59th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Westlake
With 51% of Westlake in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 966 counted buildings into the percentiles shown above for Westlake. For more on what direct exposure implies beyond Westlake, see the exposure-zones guide.