Westhaven-Moonstone, CA
Westhaven-Moonstone wildfire risk explained
USFS scores Westhaven-Moonstone at the 52nd national percentile for wildfire risk to structures (modestly above the national average for wildfire risk), a figure built from 725 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Westhaven-Moonstone at the 55th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Westhaven-Moonstone's building exposure, zone by zone
89.2% of Westhaven-Moonstone's 725 buildings sit in USFS's Direct exposure zone, roughly 647 structures close enough to burnable vegetation for flame contact, not just embers — 10.8% fall in the Indirect, ember-only zone and 0% are Minimal.
Where Westhaven-Moonstone ranks
Westhaven-Moonstone ranks lower within California (12th percentile statewide) than its 52nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, Westhaven-Moonstone ranks 15,150 for wildfire risk (1 is highest) and 14,388 by building count (1 is largest). Within California alone, it ranks 1,379 of 1,570 places by risk. See the full county-by-county picture for California on its state page.
Shopping for coverage in Westhaven-Moonstone
Westhaven-Moonstone sits in California, one of two states that legally require a wildfire-risk disclosure at sale. California's FAIR Plan, the state's insurer of last resort, ended 2025 with 668,609 residential policies after adding 21,859 in Q4 alone — the kind of market shift a 52nd-percentile score like Westhaven-Moonstone's can end up mattering for. More on the disclosure law.
Hardening a home in Westhaven-Moonstone
With 89.2% of Westhaven-Moonstone in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Westhaven-Moonstone's 15,150-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Westhaven-Moonstone, see the exposure-zones guide.