Westford, VT
Westford, VT's wildfire risk, in USFS's own numbers
USFS scores Westford at the 17th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 97 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Westford's burn probability — fire likelihood with no building count factored in — sits at the 17th percentile nationally.
Where Westford's buildings actually sit
Of Westford's 97 counted buildings, 100% carry Direct exposure and only 0% carry Minimal — a lopsided split that puts defensible-space clearing ahead of vents or roofing as the intervention worth doing first.
Where Westford ranks
Compare Westford's two percentiles: 70th within Vermont, only 17th nationally — a gap of 53 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Westford ranks 26,236 for wildfire risk (1 is highest) and 29,205 by building count (1 is largest). Within Vermont alone, it ranks 55 of 179 places by risk. See the full county-by-county picture for Vermont on its state page.
What this risk score means for insurance
Westford's low wildfire rating (17th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 100% of Westford in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
Where Westford's figures come from
The methodology guide shows exactly how USFS turned 97 counted buildings into the percentiles shown above for Westford. The exposure-zones guide covers what Westford's dominant direct exposure actually means, with real examples from across the dataset.