Westfield, WI
How exposed is Westfield to wildfire?
Out of every US place USFS scores, Westfield lands at the 35th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 758 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Westfield at the 35th national percentile — 0 points above its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
36.5% of Westfield's 758 buildings sit in USFS's Direct exposure zone, roughly 277 structures close enough to burnable vegetation for flame contact, not just embers — 26.9% fall in the Indirect, ember-only zone and 36.5% are Minimal.
How Westfield compares
Compare Westfield's two percentiles: 81st within Wisconsin, only 35th nationally — a gap of 46 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, Westfield ranks 20,662 for wildfire risk (1 is highest) and 14,042 by building count (1 is largest). Within Wisconsin alone, it ranks 158 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Westfield's moderate rating (35th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
What would actually reduce this score
With 36.5% of Westfield in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind Westfield's 20,662-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Westfield, see the exposure-zones guide.