Westfield, IL
Westfield, IL's wildfire risk, in USFS's own numbers
Westfield's 520 buildings earn a 5th-percentile wildfire-risk score nationally under USFS's model — among the lower wildfire-risk places nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Westfield at the 5th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
Only 25.4% of Westfield's 520 buildings carry Direct exposure and 0% carry Indirect; the remaining 74.6% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
Westfield against the rest of the country
Westfield's 27th-percentile standing inside Illinois outpaces its 5th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Westfield ranks 30,035 for wildfire risk (1 is highest) and 17,020 by building count (1 is largest). Within Illinois alone, it ranks 1,059 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Westfield and the insurance market
Westfield's low wildfire rating (5th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Westfield
Even with 74.6% of Westfield outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Westfield's figures come from
The methodology guide shows exactly how USFS turned 520 counted buildings into the percentiles shown above for Westfield. The exposure-zones guide covers what Westfield's dominant minimal exposure actually means, with real examples from across the dataset.