Westcreek, CO
Westcreek, CO's wildfire risk, in USFS's own numbers
Westcreek's 151 buildings earn a 97th-percentile wildfire-risk score nationally under USFS's model — in USFS's highest wildfire-risk band nationally. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Westcreek's burn probability — fire likelihood with no building count factored in — sits at the 97th percentile nationally.
Westcreek's building exposure, zone by zone
100% of Westcreek's 151 buildings sit in USFS's Direct exposure zone, roughly 151 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 0% are Minimal.
Westcreek against the rest of the country
Westcreek scores 97th nationally and 89th within Colorado — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Westcreek ranks 881 for wildfire risk (1 is highest) and 26,837 by building count (1 is largest). Within Colorado alone, it ranks 55 of 472 places by risk. See the full county-by-county picture for Colorado on its state page.
Westcreek and the insurance market
At the 97th percentile nationally, Westcreek carries the very high rating that has pushed some carriers to limit new business in similarly-scored places elsewhere in the country. Worth comparing quotes rather than assuming last year's renewal terms still apply.
Lowering exposure, not just insuring around it
Westcreek's 100% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
Every one of the two percentiles behind Westcreek's 881-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond Westcreek, see the exposure-zones guide.