Westchester, IL
Westchester wildfire risk explained
Out of every US place USFS scores, Westchester lands at the 32nd percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 9,869 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Westchester's burn probability — fire likelihood with no building count factored in — sits at the 35th percentile nationally.
Where Westchester's buildings actually sit
Westchester rates 99.9% Minimal exposure against just 0.2% Direct and 0% Indirect — of 9,869 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually. At 9,869 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
Westchester against the rest of the country
Westchester's 83rd-percentile standing inside Illinois outpaces its 32nd national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Westchester ranks 21,358 for wildfire risk (1 is highest) and 1,642 by building count (1 is largest). Within Illinois alone, it ranks 251 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
Shopping for coverage in Westchester
Westchester's moderate wildfire rating (32nd percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in Westchester
Even with 99.9% of Westchester outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Westchester's figures come from
Every one of the two percentiles behind Westchester's 21,358-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. The exposure-zones guide covers what Westchester's dominant minimal exposure actually means, with real examples from across the dataset.