Westbury, NY
How exposed is Westbury to wildfire?
Westbury sits at the 28th percentile nationally for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — per USFS's Wildfire Risk to Communities model, built from its 4,565 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks Westbury at the 30th national percentile — 3 points above its risk-to-structures score, a gap driven by how much is actually built there.
Westbury's building exposure, zone by zone
Most of Westbury's buildings (82.8% of 4,565) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
Westbury against the rest of the country
Westbury's 58th-percentile standing inside New York outpaces its 28th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, Westbury ranks 22,825 for wildfire risk (1 is highest) and 3,738 by building count (1 is largest). Within New York alone, it ranks 548 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
Westbury and the insurance market
Westbury's moderate rating (28th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
Even with 82.8% of Westbury outside USFS's Direct and Indirect zones, basic hardening — gutter maintenance, ember-resistant vents — is inexpensive relative to the regional burn-probability risk noted above. Details in the home-hardening guide.
Where Westbury's figures come from
Westbury's 28th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what Westbury's dominant minimal exposure actually means, with real examples from across the dataset.