Westbrook, ME
Westbrook, ME's wildfire risk, in USFS's own numbers
USFS scores Westbrook at the 15th national percentile for wildfire risk to structures (among the lower wildfire-risk places nationally), a figure built from 7,248 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, Westbrook's burn probability — fire likelihood with no building count factored in — sits at the 16th percentile nationally.
What "at risk" means for the buildings here
Indirect exposure is dominant in Westbrook (35.5% of 7,248 buildings): far enough from burnable vegetation to avoid flame contact, close enough for wind-blown embers. Only 30.6% sit in the Direct zone. At 7,248 buildings, this is a substantial built environment, so the shares below describe a real population of structures, not a handful of edge cases.
How Westbrook compares
Within Maine, Westbrook ranks higher (73rd percentile) than it does nationally (15th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, Westbrook ranks 26,687 for wildfire risk (1 is highest) and 2,364 by building count (1 is largest). Within Maine alone, it ranks 43 of 155 places by risk. See the full county-by-county picture for Maine on its state page.
Westbrook and the insurance market
Westbrook's low rating (15th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
With ember exposure the dominant pattern in Westbrook (35.5% Indirect), vent screens and roofing material tend to matter more than lot clearing alone. The home-hardening guide covers both.
Where Westbrook's figures come from
The methodology guide shows exactly how USFS turned 7,248 counted buildings into the percentiles shown above for Westbrook. The exposure-zones guide covers what Westbrook's dominant indirect exposure actually means, with real examples from across the dataset.