Westboro, WI
How exposed is Westboro to wildfire?
Out of every US place USFS scores, Westboro lands at the 21st percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 178 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Westboro at the 21st percentile, close to its 21st-percentile risk score.
Where Westboro's buildings actually sit
74.7% of Westboro's 178 buildings sit in USFS's Direct exposure zone, roughly 133 structures close enough to burnable vegetation for flame contact, not just embers — 25.3% fall in the Indirect, ember-only zone and 0% are Minimal.
How Westboro compares
Westboro scores 21st nationally and 35th within Wisconsin — close enough that its state context doesn't change the picture the national number already gives. Among the 31,521 US communities USFS scores, Westboro ranks 24,854 for wildfire risk (1 is highest) and 25,733 by building count (1 is largest). Within Wisconsin alone, it ranks 526 of 808 places by risk. See the full county-by-county picture for Wisconsin on its state page.
What this risk score means for insurance
Westboro's moderate wildfire rating (21st percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
Because Direct exposure dominates in Westboro (74.7%), the highest-leverage fix is defensible space, not roofing or vents alone — covered in the home-hardening guide.
More on how this number was built
Westboro's 21st-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond Westboro, see the exposure-zones guide.