Westboro, MO
Westboro, MO's wildfire risk, in USFS's own numbers
USFS's Wildfire Risk to Communities model puts Westboro at the 35th national percentile for risk to structures, close to the middle of USFS's national wildfire-risk range — a score built from 135 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts Westboro at the 35th percentile, close to its 35th-percentile risk score.
What "at risk" means for the buildings here
63.7% of Westboro's 135 buildings sit in USFS's Minimal exposure zone, with only 36.3% rated Direct — risk here comes from regional burn probability more than proximity to burnable vegetation at the structure itself.
Where Westboro ranks
Westboro's 35th national percentile looks worse in isolation than its 11th ranking inside Missouri does — this place is on the milder end for its own state, by 24 points. Among the 31,521 US communities USFS scores, Westboro ranks 20,358 for wildfire risk (1 is highest) and 27,499 by building count (1 is largest). Within Missouri alone, it ranks 943 of 1,062 places by risk. See the full county-by-county picture for Missouri on its state page.
Westboro and the insurance market
Westboro's moderate wildfire rating (35th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Lowering exposure, not just insuring around it
With 63.7% of buildings rated Minimal exposure, Westboro gets less benefit from structure hardening than a Direct- or Indirect-dominant place would — the home-hardening guide explains why the zone matters.
More on how this number was built
Every one of the two percentiles behind Westboro's 20,358-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond Westboro, see the exposure-zones guide.