West York, IL
How exposed is West York to wildfire?
Out of every US place USFS scores, West York lands at the 7th percentile for wildfire risk to structures — among the lower wildfire-risk places nationally — a figure built from its 91 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks West York at the 7th national percentile — 0 points below its risk-to-structures score, a gap driven by how much is actually built there.
What "at risk" means for the buildings here
USFS classifies 50.5% of West York's buildings as Minimal exposure, the largest of the three zones here by a wide margin over 49.5% Direct and 0% Indirect — a landscape-level risk rather than a building-by-building one.
How West York compares
Compare West York's two percentiles: 35th within Illinois, only 7th nationally — a gap of 28 points that marks it as unusually exposed for its own state. Among the 31,521 US communities USFS scores, West York ranks 29,273 for wildfire risk (1 is highest) and 29,443 by building count (1 is largest). Within Illinois alone, it ranks 938 of 1,445 places by risk. See the full county-by-county picture for Illinois on its state page.
What this risk score means for insurance
West York's low wildfire rating (7th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
Hardening a home in West York
West York's 50.5% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where West York's figures come from
The methodology guide shows exactly how USFS turned 91 counted buildings into the percentiles shown above for West York. The exposure-zones guide covers what West York's dominant minimal exposure actually means, with real examples from across the dataset.