West Wildwood, NJ
West Wildwood wildfire risk explained
USFS's Wildfire Risk to Communities model puts West Wildwood at the 77th national percentile for risk to structures, well above the national norm for wildfire risk — a score built from 750 actual buildings. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, West Wildwood's burn probability — fire likelihood with no building count factored in — sits at the 65th percentile nationally.
Where West Wildwood's buildings actually sit
West Wildwood rates 100% Minimal exposure against just 0% Direct and 0% Indirect — of 750 buildings counted, few sit close enough to burnable vegetation for USFS to flag them individually.
West Wildwood against the rest of the country
West Wildwood's risk sits at a similar level relative to New Jersey (83rd percentile statewide) as it does nationally (77th) — this place isn't unusual for its own state either way. Among the 31,521 US communities USFS scores, West Wildwood ranks 7,156 for wildfire risk (1 is highest) and 14,123 by building count (1 is largest). Within New Jersey alone, it ranks 117 of 700 places by risk. See the full county-by-county picture for New Jersey on its state page.
West Wildwood and the insurance market
West Wildwood's high rating (77th percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
What would actually reduce this score
West Wildwood's 100% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind West Wildwood's 7,156-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what minimal exposure implies beyond West Wildwood, see the exposure-zones guide.