West Simsbury, CT
West Simsbury wildfire risk explained
Out of every US place USFS scores, West Simsbury lands at the 37th percentile for wildfire risk to structures — close to the middle of USFS's national wildfire-risk range — a figure built from its 1,048 buildings, not the land around them. (Source: USFS's Wildfire Risk to Communities methodology.)
Fire likelihood alone (USFS's burn-probability figure) ranks West Simsbury at the 34th national percentile — 2 points below its risk-to-structures score, a gap driven by how much is actually built there.
Where West Simsbury's buildings actually sit
USFS classifies 98.5% of West Simsbury's buildings as Direct exposure, higher than its 1.5% Indirect share and far above its 0% Minimal share — a profile where 1,032 structures sit close enough to vegetation that lot clearing matters most.
How West Simsbury compares
West Simsbury's 67th-percentile standing inside Connecticut outpaces its 37th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, West Simsbury ranks 19,940 for wildfire risk (1 is highest) and 11,603 by building count (1 is largest). Within Connecticut alone, it ranks 72 of 214 places by risk. See the full county-by-county picture for Connecticut on its state page.
What this risk score means for insurance
At the 37th national percentile, West Simsbury rates moderate for wildfire risk — well short of the threshold where insurers have been withdrawing coverage, though comparing a quote costs nothing either way.
What would actually reduce this score
With 98.5% of West Simsbury in Direct exposure, defensible-space clearing and ember-resistant construction (vents, Class-A roofing) address the exposure this page's own numbers describe, not a generic checklist. See the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind West Simsbury's 19,940-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what direct exposure implies beyond West Simsbury, see the exposure-zones guide.