West Samoset, FL
How exposed is West Samoset to wildfire?
West Samoset sits at the 62nd percentile nationally for wildfire risk to structures — well above the national norm for wildfire risk — per USFS's Wildfire Risk to Communities model, built from its 1,718 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts West Samoset at the 64th percentile, close to its 62nd-percentile risk score.
Where West Samoset's buildings actually sit
Most of West Samoset's buildings (90.9% of 1,718) fall outside USFS's Direct and Indirect zones entirely — that doesn't zero out the score above, it means the risk is regional, not structure-by-structure.
How West Samoset compares
West Samoset ranks lower within Florida (16th percentile statewide) than its 62nd national percentile suggests alone — a calmer spot in a state where wildfire risk generally runs high. Among the 31,521 US communities USFS scores, West Samoset ranks 12,062 for wildfire risk (1 is highest) and 8,354 by building count (1 is largest). Within Florida alone, it ranks 799 of 955 places by risk. See the full county-by-county picture for Florida on its state page.
What this risk score means for insurance
West Samoset's high rating (62nd percentile) puts it among the places where the national carrier-pullback trend is most relevant — not a guarantee of a coverage problem, but a reason to shop rather than assume.
Lowering exposure, not just insuring around it
West Samoset's 90.9% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
Where West Samoset's figures come from
West Samoset's 62nd-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. The exposure-zones guide covers what West Samoset's dominant minimal exposure actually means, with real examples from across the dataset.