West Point, NE
West Point, NE's wildfire risk, in USFS's own numbers
West Point sits at the 86th percentile nationally for wildfire risk to structures — in USFS's highest wildfire-risk band nationally — per USFS's Wildfire Risk to Communities model, built from its 1,919 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
USFS's separate burn-probability score — fire likelihood alone, before counting what's built there — puts West Point at the 83rd percentile, close to its 86th-percentile risk score.
What "at risk" means for the buildings here
75.4% of West Point's 1,919 buildings fall in USFS's Indirect exposure zone — ember cast rather than direct flame — against 12.4% Direct and 12.3% Minimal. Vent screens and roofing material matter more here than lot clearing alone.
How West Point compares
There's little gap between West Point's 86th national percentile and its 94th percentile inside Nebraska, which means the state comparison mostly confirms what the national score already shows. Among the 31,521 US communities USFS scores, West Point ranks 4,346 for wildfire risk (1 is highest) and 7,710 by building count (1 is largest). Within Nebraska alone, it ranks 37 of 583 places by risk. See the full county-by-county picture for Nebraska on its state page.
What this risk score means for insurance
West Point's 86th-percentile, very high rating is the kind of score behind a broader national pattern: insurers pulling back from the highest wildfire-risk markets, non-renewing or declining new policies outright, most visibly in California. Shopping around, not assuming automatic renewal, tends to matter here.
Hardening a home in West Point
West Point's 75.4% Indirect-exposure share points at embers, not flame contact, as the main pathway — ember-resistant vents and non-combustible roofing rank ahead of defensible space here. Detail in the home-hardening guide.
More on how this number was built
Every one of the two percentiles behind West Point's 4,346-place national rank traces to USFS's Wildfire Risk to Communities dataset — see the methodology guide. For more on what indirect exposure implies beyond West Point, see the exposure-zones guide.