West Point, IN
How exposed is West Point to wildfire?
West Point sits at the 8th percentile nationally for wildfire risk to structures — among the lower wildfire-risk places nationally — per USFS's Wildfire Risk to Communities model, built from its 186 counted buildings, not vegetation cover alone. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, West Point's burn probability — fire likelihood with no building count factored in — sits at the 8th percentile nationally.
West Point's building exposure, zone by zone
Only 40.9% of West Point's 186 buildings carry Direct exposure and 0% carry Indirect; the remaining 59.1% are Minimal, which shifts the risk driving this page's score toward the surrounding landscape rather than any one structure.
How West Point compares
Within Indiana, West Point ranks higher (51st percentile) than it does nationally (8th) — one of the more fire-exposed places in a state that, overall, scores lower than that. Among the 31,521 US communities USFS scores, West Point ranks 28,867 for wildfire risk (1 is highest) and 25,387 by building count (1 is largest). Within Indiana alone, it ranks 479 of 967 places by risk. See the full county-by-county picture for Indiana on its state page.
What this risk score means for insurance
West Point's low rating (8th percentile nationally) sits outside the range where wildfire risk alone reshapes an insurance market — still, a homeowner here loses nothing by comparing rates.
Lowering exposure, not just insuring around it
West Point's 59.1% Minimal-exposure share means structure-level hardening matters less here than it would elsewhere — still worth the low-cost basics, per the home-hardening guide.
More on how this number was built
The methodology guide shows exactly how USFS turned 186 counted buildings into the percentiles shown above for West Point. For more on what minimal exposure implies beyond West Point, see the exposure-zones guide.