West Nyack, NY
West Nyack, NY's wildfire risk, in USFS's own numbers
USFS scores West Nyack at the 30th national percentile for wildfire risk to structures (close to the middle of USFS's national wildfire-risk range), a figure built from 1,513 real buildings rather than raw vegetation cover. (Source: USFS's Wildfire Risk to Communities methodology.)
Separately from the risk score above, West Nyack's burn probability — fire likelihood with no building count factored in — sits at the 29th percentile nationally.
Where West Nyack's buildings actually sit
61.7% of West Nyack's 1,513 buildings sit in USFS's Direct exposure zone, roughly 934 structures close enough to burnable vegetation for flame contact, not just embers — 0% fall in the Indirect, ember-only zone and 38.3% are Minimal.
How West Nyack compares
West Nyack's 64th-percentile standing inside New York outpaces its 30th national percentile — this is a hotter spot than most of its own state, even though the state as a whole runs cooler nationally. Among the 31,521 US communities USFS scores, West Nyack ranks 22,096 for wildfire risk (1 is highest) and 9,111 by building count (1 is largest). Within New York alone, it ranks 470 of 1,289 places by risk. See the full county-by-county picture for New York on its state page.
West Nyack and the insurance market
West Nyack's moderate wildfire rating (30th percentile) isn't the kind of score driving the carrier pullback making news in the highest-risk Western markets — but a standard homeowners quote is still worth comparing on its own terms.
What would actually reduce this score
West Nyack's 61.7% Direct-exposure share means lot clearing around the structure typically outweighs any single material upgrade here. The home-hardening guide ranks the options for a place shaped like this.
More on how this number was built
West Nyack's 30th-percentile score and its burn-probability figure both come from the same USFS workbook, documented in the methodology guide. For more on what direct exposure implies beyond West Nyack, see the exposure-zones guide.